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California Insurance Fraud Law

A conviction for insurance fraud in the state of California can lead to negative circumstances that should be avoided at all costs. If you are charged with insurance fraud under false pretenses, obtain legal help to protect your rights. If you have been contacted by law enforcement regarding suspicion of insurance fraud, contact our office to schedule a free initial consultation.

Insurance Fraud Defense

Insurance fraud is considered to be the knowing provision of false information with an intention of obtaining undeserved benefits. California insurance fraud laws are found in California Penal Code §548-550. These situations include the faking of auto accidents, injuries, or auto theft. You can also be found guilty of insurance fraud by making false health care claims or even exaggerating damage in an auto accident. Insurance fraud can also occur if a person knowingly denies benefits to another individual.

Is it a misdemeanor or felony?

The Fraud Division is the largest unit of the Department of Insurance and is dedicated to investigating and arresting those who commit insurance fraud. A soft fraud, such as exaggerating damages in a car accident, can be considered a misdemeanor. Hard fraud, such as faking a car accident, is almost always charged as a felony. The penalties vary depending on the amount of money obtained, where the fraud occurred, and the defendant's criminal history.

Our criminal defense attorneys at Rodriguez Lewis & Kahn have a significant amount of experience protecting the rights of those who have been charged with insurance fraud. Insurance fraud can be penalized with a state prison sentence between two and five years along with a fine of up to $50,000. These penalties can be increased for each prior insurance fraud crime committed. Our primary purpose is to protect the rights of our clients and to make sure the penalties are minor if a conviction results. If you are under investigation for insurance fraud, contact an attorney from our firm as soon as possible.


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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.